Private Health Insurance & How It Can Make a Real Difference In Your Life.

When it comes to your health, you always need to have something in place so that you can receive essential care when you need it the most. Ever since the pandemic ended, people seem to be more aware of their physical and mental health and thankfully many are making plans to make sure that there is some kind of policy in place that will have their backs in the event that they experience a medical emergency. We take out insurance for our homes, we also take out insurance for our cars and so it makes sense that we would want to have some kind of policy that protects us when it comes to our health.

This is why private health insurance in Thailand is becoming more popular year on year because you never know what’s going to happen tomorrow never mind next year. Your health can change overnight and even though you might get your blood checks every single year, sickness can just come out of nowhere. You can of course hope to rely on the public health system but the queues are long and you might not get the best care possible. The following are just some of the ways that taking out private health insurance can make a real difference in your life and the lives of your family.

• • Your medical expenses will be covered – Our parents always told us from a very young age to make sure that we put aside a certain percentage of our salaries for what is known as ‘rainy day money.’ This is money that you have as a backup in case the unexpected happens but maybe you have to dip into it for something else and so when a health matter comes up, the cupboard is bare. It is reassuring to know that if you have medical insurance in place then all of your expenses are covered when it comes to the care that you receive and the medicine that is prescribed.

• There is the financial incentive – Not only does it make perfect sense to cover yourself for all eventualities when it comes to your health, but there are also incentives in place by your government encouraging you to take out such insurance and they offer a number of tax rebates that will reduce the cost to you that is already pretty affordable at the moment. You can pay into a private health insurance policy for both you and your other family members and any money that you pay for that, some of it can be recovered later.

The hope is that you will never need to use such a policy but the reality of life is that you will get sick at some point or another. We all want to extend our stay here on planet Earth for as long as possible and so having the peace of mind that health insurance is in place is reassurance that we all need and we certainly all deserve in these very uncertain times.