Ways to Protect Yourself Online In 2018

The year 2018 is bound to bring great leaps in the field of technology, especially in data processing and services online. Instead of driving to the mall or to a restaurant or to the bank, we would be relaxing in our homes as we hit buttons on our devices to order clothes, food, and to pay our bills. We will have all the conveniences that we want except that in enjoying all these, we expose ourselves to cybercriminals.

Our gadgets nowadays receive tons of our personal data every day. Shopping online would mean using our credit card, which contains personal information that many people can now access. When you make bank withdrawals or pay your bills online, our bank data is at risk of being used by criminals. We have heard stories about people losing money in their bank accounts or credit cards.


Ways to Avoid Becoming a Victim

Here are five ways to protect ourselves from hackers, identity thieves, and other forms of cyber crimes.


Use the Latest Antivirus Software

Most of us prefer to install free or low-priced antivirus. But, if we want ultimate security, paying for an expensive one will be worth its price. No one wants his data to be under constant threat, and to make sure that our data are safe, we need the latest version of the most powerful antivirus.


Removal of All Data before Recycling

Some of us prefer to have our old computers recycled. Before taking the device to a computer recycling shop, we must make sure to remove all data from our gadget. This will prevent cybercriminals from stealing our identity and using the information to rob us. We can do this by going to the PC settings and clicking the button that will remove all files from the computer.


Use Digital Shredder

There are sensitive files that we do not want others to see or recover. Deleting them is not a guarantee that they are gone forever. To do this, we can use software that works as a digital form of document shredding.  The procedure is different from destroying paper documents. Instead, the digital shredder overwrites the document again and again until the file is beyond recovery.


Have a Different Password for Each Account

Using the same password for all your accounts can be dangerous.  We can just imagine what would happen if a hacker gains access to a website where we have an account. The cybercriminals will start looking at other sites where we have an account. If they use the password in our other accounts, they could easily open all of them.


Never Save Card Details

When we fill some forms that require our debit or credit card details, we must take time to delete them, especially if we are using a device that many people use. If we fail to do this, other people can make purchases or money transfers from our cards.

We must consider using the methods listed above so that we can always protect our online information. Likewise, we can prevent cybercriminals from stealing from us.

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Are You Concerned Enough About Your Data?

Most people assume that installing an antivirus software on their computers is enough protection. In fact, very few people ever install a software to protect themselves against identity theft. You ought to be concerned about the security of your data and identity. There is a big risk of Criminals getting their hands on your personal information and the potential harm that could cause is catastrophic.

The baseline question regarding, why it is important to protect your data is – would you pay a ransom for your personal files? Over 37% percent of people under 55 years would pay $200 to regain their data. This is a clear indication that most people are concerned about cybercrime, however, most will rarely do anything to protect themselves thus are left vulnerable.


Most Common Cyber Crime Concerns

Most people are most concerned about financial fraud as a result of being hacked. Others fear losing control of their computers. But the one thing that still stands out is that most people are still unaware of the severity of cybercrime risks. Most are unaware of email phishing which is the most common form of cyber-attack.

Many people assume that the duty of protecting the home network falls solely to the internet and cell phone service providers. Less 23% percentage of people actually know how to keep their home devices and network security.

Researchers show that over 71 percent of people are actually aware of cybercrime but less than half that percentage were confident that they could protect their devices and home networks.


Here are a few simple takes to follow so as to secure yourself from cyber-attacks:


– Backup your data often – thanks to cloud computing you can easily back up your data in a safe and secure platform.


– Make sure you install and use an updated computer antivirus and security program and use it with all computers that access the home network.


– Be diligent and cautious so as to avoid phishing campaign – Avoid clicking on unexpected links, videos, images, documents or music file sent especially via social media or email. This should be communicated to all members who use the home network.


Computer recycling is the disassembly and separation of computer components. When disposing of old computers it is important to clean off your data from the hard drives. There are companies that offer recycling services. It is important to note that this applies to physical documents too.

In Springfield, there are several document shredding company that can help you dispose of the documents without risk of the information being accessed by an unauthorized person. Document shredding in Springfield has to done in full compliance with the industry standards, in a reliable and secure way to dispose of the sensitive documents.

The document shredding company should be able to offer paper shredding, mobile document shredding, paper recycling and card recycling. This is one of the biggest risk stages of information. It is therefore important to ensure and device or physical document with sensitive information is shredded in a secure means.

How To Make Sure You Aren’t A Victim of Insurance Fraud

Not all people are honest and the world isn’t as sparkly and glittery as we first thought it to be. There are good guys, bad guys, and morally gray guys. I understand all of those, but sometimes I still find myself baffled at how easy it is for some people to cheat and deceive their fellows. Over the years, there are multiple accounts of people accused of defrauding insurance companies, just to what? Obtain a property and get more money? It’s disheartening, especially at how common insurance fraud is. For those of you who have availed of insurance, I sincerely hope this article will help you make sure that you aren’t the next victim of an insurance fraud.


Be Vigilant and Be Smart

One of the primary things you should do to make sure you aren’t a victim of an insurance fraud is to be vigilant. Be wary of door-to-door insurance people, internet advertisements, telephone calls and low-cost insurance prices. No matter how enticing a lower priced insurance with amazing benefits may be, there’s a high chance that it is a scam or that there are hidden payments you might not be aware of. Make a thorough background check on the insurance company and make sure that they are licensed. Before signing or agreeing to anything, make sure that you have gone through every single detail and asked all your questions. Always be smart and do not be rash in your decisions because fraudsters have increasingly been more subtle in their deception throughout the years. Don’t be taken with their great sales pitch and by their urgency. Always be calm and wary.


Consider Your Payment Method

Before paying for anything, make sure that you’re only paying for things that you have acquired. Thoroughly examine your bills and check for any discrepancies such as paying for a more expensive treatment than you have been provided for. Don’t be afraid to report any inconsistencies to your insurance company or to the authorities should the need arise. Once you’ve confirmed that your bills are not tampered with always remember to pay through secure methods such as credit cards or through check and only directly through your insurance company or agency. Don’t ever pay cash to your broker or insurance agent and never forget to ask for a proof of payment.


Be Wary of Unnecessary Services

Before undertaking any services covered by your insurance company, make sure that it really is necessary. One of the age-old schemes in Health Care Provider frauds is providing or performing unnecessary procedures that can rack up your bills. Before agreeing to any of these treatments, ask how it is necessary or how it is beneficial it is to you.


Guard Your Details

Do not readily give any personal information to anyone claiming that they’re from an insurance company. Personal details such as Social Security Number and Insurance Identification Number should be closely guarded as they can be used for scams and identity theft.


Subscribe to FTC and Scam Alert Websites

Keep up to date with the latest fraud schemes and swindlers by subscribing to scam alert websites. This is a great way to access information and advice regarding the latest insurance frauds across the nation.

New Changes Coming To Disneyland!

Disneyland, the happiest place on Earth, is as popular as ever with both new and nostalgic attractions that keep customers coming back for more. As a child, I was lucky enough to visit Disneyland on a yearly basis and those are some of the best memories I have during my childhood. The fun rides, the delicious food, and the exciting and breathtaking parade and fireworks, Disneyland is truly the happiest place on Earth. However, it may take more than just a block drive or two for many and this can take half of the fun out of the trip.

For those who do not live near Anaheim, going to Disneyland can be a hassle. But just because it’s a hassle doesn’t mean it’s not worth going to. There are just some inconveniences along the way. I have always had trouble trying to get there because it is a bit far and driving back and forth can be tiring. Luckily for me and many other happy tourists who live far, Disneyland has seen that and provided their customers with quality accommodations. Disneyland hotel is one of them and this makes my trip to Disneyland a lot easier.

I can enjoy a few days in Disneyland instead of having to drive for hours just to drive back again at the end of a tiring. Hotels are for tourists’ convenience. One can only imagine if the hotel was actually a resort. That would make staying there even better. Lo and behold, Disneyland has heard the pleas and they are finally making some changes in the near future to their fantastic and iconic theme park and resort.

Well, recently one of the top rated Disney podcasts that reports on the latest news and rumors about Disney has just announced the new hotel that is coming to Disneyland in 2021. A new change that Disneyland will have is the new Disneyland resort conveniently located in the West End of the Downtown Disney District. It is a Four Diamond hotel planned to open in the year 2021. By then, many new attractions within Disneyland will have been built and a brand new resort will be the icing on the cake.

Rest assured that aside from the actual theme park, the new resort will also house goodies and souvenirs that customers can buy during their stay. Backpacks for Disney will be sold so that they can also travel while showing off to the world that they are big fans of Disney and Disneyland.

With this new Disneyland resort, it’s only a matter of time before other top-rated Disney podcasts to share this great news with the world. I definitely would be tuning in because I am looking forward to not just having a great time at the theme park, but also a relaxing and fun time at the upcoming Disneyland resort. A number of backpacks for Disney that I will be bringing will be a lot less because the new Disneyland resort will have all the amenities that I will need to enjoy an extended stay at Disneyland.

How To Filter Through Choices To Find The Best DUI Lawyer

DUI lawyers, who represent you in a court case, often cost a lot of cash. Try looking for DUI defense attorneys who offer discounted rates for new clients or who are marketing their services based on value. These helpful concepts will help you get a list of attorneys that you could afford in your area.

Keep files and forms that are detailed together in a file when you are dealing with a specific legal problem. Take your own notes on every conversation or meeting you have with your legal attorney, or ask someone to take notes for you so you can focus on what’s being said. Keep copies of your court pleadings, legal forms and filings, and all electronic mail and snail mail communications as instructed by your legal attorney. All copies of all relevant documents should be kept in a safe and organized place.

All DUI defense attorneys should have a license in order to legitimately have the ability to practice their profession. It is certainly the client’s responsibility to ensure that his legal representative is licensed to practice law in his state. A legal representative typically displays his license by hanging it on the wall of his office for all to see. You could also go ahead and ask them several questions to see the extent they know law.

Drunk driving defense attorney and law firms can behave like other businesses by either being honest or lure clients by making false promises. If you happen to meet with a legal representative who blows his own trumpet by claiming he or she is really the best, learn somewhat more about his work to see if they match with their claims. Review their achievements academically, their track records and also reputation. Check through online reviews to confirm their promises and see what other clients say about him or her.

A dependable and experienced legal representative understands that it’s vital to maintain an even temper no matter what. They might not be in a position to take the same steps to win every case. Laws can change or be surprising, so they ought to be experienced in handling changing circumstances. Talk to clients who’ve worked with your legal representative before putting a sign on the contract to enable you understand how they deal with stress and surprises.

A truthful legal representative will let you know right away if he or she can handle your case. Ethically, a legal representative is required to instantly inform you if they’ve no experience in a particular area. Be wary of drunk driving defense lawyers that promise you things verbally but not in writing. Some legal representatives might agree to handle your case for the sake of gaining new experience.

Early Christmas: 5 Great Gifts For Kids This Holiday Season

The Christmas season is coming and gift giving is one of the things your kids expect. Although you’re promoting love during this season, isn’t it nice if you give them the gifts they really want to have? Your kids deserve it, anyway. Whether you have a daughter or son, here are some gift ideas that they will surely love.


Dolls for girls

Don’t forget to buy your sweet little lady to buy a doll she loves. Many dolls today have their own characters. Before buying the doll that looks cute to you, it’s better to ask your daughter which character she prefers. She’ll definitely love you for it.

In case you don’t have any idea about the dolls available in the market today, here are some of the dolls popular in the list; Disney Princess Dolls, Cabbage Patch Kids, American Girl Dolls, Madame Alexander Favorite Friends dolls, Corolle Les Classiques, Adora Friends and Bitty Baby.

Basketball goal

If your child loves basketball, why not give him a portable basketball goal? But in finding a great basketball goal, you must keep in mind that you don’t choose it just for the aesthetic appeal. It must be durable and with a stable frame support.

When you find a great basketball goal, you must also check for its specification so it can last for several years. Because basketball is a physical game, buying a low-quality basketball hoop is not a perfect fit for the demand of the activity.


Board games

For the kids, dads and moms — board games is one of the classic gifts you can buy for your kids. It can be an educational board game or just a board game that’s fun to play. It is a win-win gift for your child who spends too much time online.

Among the popular games you can try includes Robot Turtles Game, Hoot Owl Hoot!, Elementos, Dixit, Pandemic, Spot It and Splendor. You can also buy the classic game Monopoly, Pictionary and Snakes and Ladders.


Musical instrument

Musical instruments are appealing to kids of any age and any gender. Whether it’s a toy or a real instrument, no one will ignore it. However, if you’re considering buying a real instrument for your kids, ensure that they are interested in playing it. It can be a waste of money to buy expensive instruments that they will not use it for a long time.



Kids will always be kids. So, toys are probably the best gift you can give. However, to keep it personalized, buy toys that are inspired by the cartoon characters they love. You can also buy toys that are inspired by movies such as action figures.

If you plan to buy the higher end of the toys for collection, ensure to give it to older kids. So, you can teach them to take care of the toys you give them.

These are the few suggestions you can try for the gift-giving season.

Altitude Medicine – The Science Behind This Increasingly Popular Area of Sport

When you start talking about exercise and/or sports you may think of things like football players, weightlifting wrist wraps, top knee wraps for squats and other things related to sports and fitness. But maybe you should start paying attention to Altitude Medicine? Altitude medicine is critical for anybody who climbs a mountain quickly, thus developing altitude illness or sickness. The medicine is crucial for preventing, recognizing and treating altitude illness. Whether you are a beginner or a veteran mountain climber, or a person traveling to one of the many high mountainous regions around the world, you need this information. Your health – and probably life – when climbing any tall mountain depends on the quality and quantity of information you know about the type of medicine to take when on such types of expeditions.

First, it is worth learning the signs and symptoms of altitude sickness, which include:

  • Headache
  • Nausea
  • Vomiting
  • Tiredness
  • Dizziness
  • Loss of appetite
  • Shortness of breath
  • Upset stomach
  • Feeling unstable or unsteady

Therefore, with such intense signs and symptoms, there is no doubt that you need to get the best altitude medicine to prepare you adequately to climb mountains or travel in highly mountainous places in different parts of the world. Understanding how each medicine works is a crucial piece of information that will help you stay alive before, during or after your mountain climbing expedition. Proper acclimatization and slow ascension are two of the most effective strategies to apply if you do not wish to take any medicine. Drugs help you in case complications arise.  

The most effective altitude medicines worth using to stay healthy include the following:

  1. a)    Acetazolamide

This medicine is great in helping you to breathe faster, thereby avoiding one of the most common signs of altitude sickness – shortness of breath. It remains the most tried, tested and proven medication for treating altitude illness. It is effective at preventing and treating the sickness. It works by acidifying the blood, which is a major attribute of acclimatization. If you take this medicine as prescribed, you should be able to climb the highest peak of any mountain without complaining of or feeling the signs and symptoms associated with altitude sickness.

  1. b)    Dexamethasone

This is a form of steroid. It works by decreasing the brain as well as other swellings your body has developed; thereby reversing the emerging effects of altitude sickness. For the best results, you should take 4mg of this medicine twice each day for some days before you begin climbing the mountain or going up a mountainous region. It is a highly powerful drug; hence, the importance of taking it cautiously. Furthermore, you should only use or take this drug with the recommendation of your doctor and after some extensive examination.

Nonetheless, these two are not the only altitude medicine you should take. Others that are equally effective – yet worth taking only after consulting your doctor – include Ibuprofen, Nifedipine, and Frusemide. In some cases, you may have to carry a breathing mask or a tool that supplies you with plenty of oxygen. Despite taking these drugs, do not forget to climb the mountain gradually. Give your body ample time to acclimatize. If you follow this guide, nothing should make your mountain climbing expedition a sad or regrettable experience.


State Policy Priorities for Economic Security Provision among Processing Industries

U.S. President Donald Trump and Russian President Vladimir Putin have been placed in the limelight once again when Russia was accused of tampering with the U.S. election hacking controversy. But their talks at the recent G-20 summit in Germany cleared the issue where Trump acknowledged that Russia has nothing to do with the hacking.

The talk between the two world leaders is a good sign that the relationship between the two countries improves. It also serves as an encouragement for other countries that worked with them under the global trade. 

Their agreement was relevant because maintaining a diplomatic relation among countries is important. Diplomatic relation helps improve the trade policies between nations. It also helps the economic security improvement of each country. In fact, economic security was on the agenda of Trump and Putin.


Economic Security

Earlier this year, Trump addressed that his government would boost wages. He also planned to increase job opportunities for the workers in his country. On the other hand, Putin signed a decree last May focusing on the approval of his country’s economic strategy until 2030.

The agenda of the world leaders aim to counteract financial insecurity. This is a good thing for just about any industry, whether it’s best selling Tissot watchestop rated citizen watches, underwear or even beverage industry. 

Based on the survey published by the U.S. Census Bureau, 57 percent of Americans are not financially prepared. The survey showed that 55 percent break even each month or spend more than they make. The survey revealed that 33 percent have no savings.

With the figures revealed, no wonder why Trump attempted restoring the processing industries. It may decrease the high unemployment rates, which is one of the factors of financial insecurity.

Trump’s vision to increase job offers is in-line with the traditional manufacturing process. He also wants to adopt an import-substituting industrialization policy. He perceives that it’s a better approach for the economy structure’s transformation.


Import-substituting Industrialization Policy

Import substitution industrialization policy a.k.a. ISI aims to reduce foreign dependency. It aims to produce domestic products replacing foreign imports.

Although the policy’s effectiveness is ambiguous, the policy could increase labor productivity.  An empirical research result suggested the emergence of new industrial complexes as well as increased competitiveness. On the contrary, the world economy showed that there was no universally accepted strategy for such policy.


Policy Challenges

According to Neale & Newman, LLP, a law firm that deals in matters like this a lot told us that the policy faces challenges due to two factors. The challenges include low investment activity and the import of foreign equipment. Without investors, the industry needed to get a loan from financial institutions.  However, some institutions offer high-interest rates.

On the other hand, the challenge for the importation of foreign equipment is the high tariff. High tariff affects the balance sheet of local industries. Consequently, manufacturing companies lay off some of its laborers. This somehow defeats the main goal of job creation.

The solution perceived is the establishment of balance trade among countries. The industrial policy among countries can also help improve the economic security.  The creation of universal tool can also benefit the manufacturing industry worldwide.

Although tools are effective, a diplomatic relation is still necessary to achieve economic security.

Some Things to Know If You’re Planning a Disney World Trip This Summer

A Disney vacation can be one of the most exciting and memorable vacations in your lifetime. Disney has a lot of exciting events to offer. To completely explore all the secrets of Walt Disney World Orlando, you have to visit the two water parks and four theme parks. Then, add Downtown Disney, the great resort activities, and the new Disney Springs. You can easily see how important it is to set aside a few days to completely explore and experience the magic of Disney World.

What are the things you must consider when planning a Disney world trip?

  • Planning your budget – Deciding on how much money you can afford to spend will help you be able to identify and make decisions on what hotels you can book, how long you will stay at Disney World, and how much to spend on souvenirs. The budget will provide you with a clear outline of the trip.
  • Booking a hotel – Since you can’t explore the entire Disney World in one day, you will have to make plans on which best Disney moderate resort offers you the best value for money. Note: it better for you to pick hotels located closest to the park you intend on visiting.
  • Picking a transportation means – You can get from the airport to the Disney resort and back for free. You should ensure your travel arrangements allow you to take advantage of the magical express to avoid any additional expense of hiring a taxi. In Disney, buses provide transportation from one hotel or park to the other.
  • Checking the renovations and closures – Nothing would be more disappointing than making the trip to Disney only to find the ride or attraction you have been dreaming about is closed for maintenance. The information on maintenance schedules is available early enough on the Disney Parks blog. Checking this information will guarantee that your favorite attraction is available.
  • Checking for special offers – Especially when you are traveling on a budget, special offers like discounts on tickets or hotel stays with free dining plans could save you a lot of money which, in turn, can be used to explore new activities.
  • Checking the weather forecast – It is a good idea to establish what the weather conditions will be when you intend on visiting a Disney Park. Plan the trip when the most favorable weather conditions are expected.
  • Considering getting a fast pass – This is a way for you and your family to avoid the long lines. The fast pass will ensure you don’t waste time queuing since you will enter the fast pass line. You can now reserve three fast passes 60 days in advance online if you stay on Walt Disney World property, or 30 days in advance online for guests not staying at a Walt Disney World property.

If you choose to drive, parking at the resort is free. A lunch reservation is easy to get compared to dinner reservations. Be prepared for the magical experience! For even more tips we recommend searching for the best Disney podcasts of 2017 out there and of course you should always bring a great bag to Disney, which to find you can just do a quick search for best bag for Disney and find a ton of options there.

How to Protect Yourself from Identity Fraud

Identity fraud is a criminal act where a person uses someone else’s identity information without authorization to commit fraud or deceive someone else; this falls under the hierarchy of organized crimes like drug trafficking and money laundering.

There were lots of identity fraud reports such as using credit cards to make an unauthorized purchase of goods and services, impersonations, and the like. Every day criminals are finding new and better ways to make use of personal data for their personal gain.

Your personal information could be any of the following: credit card details, bank accounts, bio-data page of your international passport, and social security number among others.  And so it is imperative to be extra careful with the items that reveal your personal data. I will take you through some procedures that could help protect you from these identity thieves. Here are some identity fraud guidelines for you:


  1.    It’s ok to ask questions when you are feeling suspicious or uncertain:

Feel free to ask sales representatives that are requesting for sensitive personal information if it is necessary; you are completely within your rights. Understand the policies in such places before sharing any personal information.


  1.    Review your payment site before entering your card details: Some e-commerce websites on the internet are not authentic or only fake replicas of known sites. These sites were designed by hackers to deceive people into entering personal information under the guise of paying for a service or good. You can identify these sites quickly by checking the URL bar on your browser, if you find an https before the website link, it can be trusted. If for some reason, the site name on its URL or link is entirely different, please do not give any personal information with such website, it could be dangerous. HTTPS is a certificate given to verified organizations only. The verification process is quite long and tedious, so not anyone can have it, which makes it a more reliable method of identification.


  1.    Avoid public hotspots: Accessing the internet through open hotspots could potentially be dangerous especially if you are accessing personal information online. Hackers have developed tools that enable them to monitor the traffic communication between your computer and the internet. Once you are on the network, it is easy for them to enter into your computer, navigate through your personal files and even upload a bug into your system that would continuously monitor your activities on the computer. Hence, for your security, avoid connecting to the internet using the Wi-Fi services found in public places such as Airports, Restaurants, and bars, etc. It is advisable to have a personal internet dongle.


  1.    Be mindful of the places where you receive calls: A good example of this scenario is when I was with a colleague. We were about six people in the elevator, and all of a sudden this office mate of mine received a call from a relative who wanted to make an online payment using her debit card. By the time we got to our floor, I already knew my colleague’s 16 digit master card number and CVC number, including her pin for withdrawals.

Never disclose personal information in public, not just credit cards but any other form of personal information; you do not know who may be watching you or listening to your calls. This also goes the same for any online transactions you aren’t sure of. If you are for instance visiting one of the many self defense knife review and best otf knives sites out there and they ask for your information in a strange way, it’s better to be cautious and not submit anything you aren’t comfortable with. 


  1.    Never let your credit card leave your sight: Always make sure to keep your personal belongings intact and in a place that is safe, secure and where nobody knows other than you. Be vigilant!

If you do find yourself victim of this identity fraud it’s important that you act quickly to recover your loses and get back your good name. There are services that can help with this and you will want to start by seeking out digital & computer forensic services that can help where the attack came from and what you can do to make sure it doesn’t happen again in the future.